Matt talked about how someone at an 800 number is not going to know how local doctors feel about the many different insurance carriers. Even if it isn't MLI, Matt encourages you to use a local agent for your Medicare plan selection. He addressed that even if some plans are non-commissionable he will still recommend which Part D or MAPD plan you should select.
matt shared the new Medicare Part A & B premiums and deductibles for 2025. He also explained the infamous IRMAA surcharges.

Matt talks about AEP the Medicare Annual Enrollment Period and the other times CMS calls Open Enrollment. He explained how Medicare Supplements are not always Guaranteed Issue(GI). Any insurance plan that is considered supplemental is not required by law to be GI. Mat explains a HIP with a Medicare Advantage plan may be more affordable. Matt talked about how filling out the RetireFlo survey helps streamline your enrollment process.

Matt talked about the launch of the ACA Open Enrollment and explained how this begins the "Dual Enrollment Season". Matt asked everyone calling in with questions to go ahead and ask whoever answered the phone the question. Matt Libby Insurance has 3 licensed agents. If you let us know what your question is when you call, we will have your answer then or when we call you back. Matt talked about how families can have options if someone is eligible for an employer plan. Most employer plans will be affordable for the employee, but the spouse and children may find an ACA Marketplace more affordable. Matt asks his existing clients to use the links to update their Client Information Form and the CMS Consent form. He also talked about the networks affecting the ACA plan.

Matt reminded listeners that early voting was still available. He cautioned those on Medicare to be cautious of the ads promising free stuff. After the election those ads will increase. Matt mentioned how he offers both Medicare Advantage and Medicare Supplement plans because some agents only do one or the other. He explained that people looking to save on their Medicare Supplement plan don't have to wait for the Annual Enrollment Period to do that.

Matt talks about AEP the Medicare Annual
Enrollment Period.  He stressed how important it is for
everyone on Medicare to review their Medicare plans
this year. The 2022 Inflation Reduction Act established
a Part D $2000 maximum out of pocket.  The insurance
companies are making changes to cut expenses to cover
the increased drug costs they will have to absorb.  Matt
explained how MLI is using a new online tool called
RetireFlo to collect some pre-appointment data and also
the CMS-required Scope of the Appointment form.

Part 2 Becca Duncan with AI Trainer 101.  Matt
continues his conversation with Becca about how she can
show seniors how to use AI to share their life stories.
Most training you can find for AI will be online web
conferences, but Becca is conducting in-person classes.